Are you a first-time home buyer in Utah? You may qualify for a $20,000 new construction grant from Utah Housing to put toward The Hazel, Cole West's brand-new townhome community in Roy.
Key Takeaways
- Utah Housing offers up to $20,000 toward qualifying new construction homes.
- The Hazel is Cole West's new townhome community in Roy, Utah.
- The grant helps first-time buyers cover the down payment and closing costs.
- Roy sits minutes from Hill Air Force Base, ideal for military families.
- Call (801) 603-5213 to check if you qualify before homes sell out.
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In this article
- What is the $20,000 grant for first-time home buyers in Utah?
- What is The Hazel by Cole West in Roy, Utah?
- Why choose a new construction townhome as your first home?
- How do you qualify for the Utah Housing $20,000 grant?
- What is it like living in Roy, Utah?
- Is The Hazel in Roy a good fit for Hill AFB military families?
- How much does the $20,000 grant really help your budget?
- How do you buy a new build at The Hazel in Roy?
- Your Commute to Hill AFB from theHAZEL
- Stacking a VA Loan With the $20K Grant
- What Closing Costs Look Like on This New Build
- Resale Value and Long-Term Appreciation in Roy
- Your Move-In Timeline at theHAZEL
- Cost of Living and Who Roy Fits Best
- Why work with The DIG Team for a first-time purchase?
What is the $20,000 grant for first-time home buyers in Utah?
It's a Utah Housing new construction grant of up to $20,000 that helps qualifying first-time home buyers in Utah cover the down payment and closing costs on a brand-new home like The Hazel in Roy.
If you've been waiting to buy because of upfront costs, this program is built for you. Utah Housing offers up to $20,000 toward qualifying new construction homes.
That money goes where buyers need it most: the down payment and closing costs. For many first-time buyers, those upfront dollars are the single biggest hurdle to homeownership.
The Hazel, Cole West's new townhome community in Roy, is exactly the type of brand-new build this grant is designed to help you buy.
What is The Hazel by Cole West in Roy, Utah?
The Hazel is Cole West's new townhome community located in the heart of Roy, Utah. It offers brand-new construction townhomes well-suited for first-time buyers looking to put down roots in Northern Utah.
The Hazel is a new townhome community by Cole West, a respected Utah builder. It sits right in the heart of Roy, one of Weber County's most convenient cities.
Townhomes are a smart entry point into homeownership. You get a brand-new home, modern finishes, and lower maintenance than a large single-family property.
Because these are new builds, they pair perfectly with the $20,000 new construction grant. You can browse current options on our live MLS listings search or explore the Roy, Utah community page for more on the area.
Why choose a new construction townhome as your first home?
New construction means no repair surprises, modern energy efficiency, and builder warranties. With The Hazel in Roy, you also unlock the $20,000 grant that older resale homes typically don't qualify for.
When you buy new, you start fresh. Everything is brand new, from the roof to the appliances, so you avoid costly surprise repairs in your early years.
New builds are also more energy efficient, which can mean lower utility bills each month. That matters a lot when you're managing a first mortgage.
- Builder warranty protection on major systems
- Modern layouts and finishes you don't have to renovate
- Eligibility for the $20,000 new construction grant
- Lower upkeep with a townhome footprint
How do you qualify for the Utah Housing $20,000 grant?
You generally need to be a first-time buyer, meet income and credit guidelines, complete a homebuyer education course, and finance through an approved lender. We help you confirm eligibility before you commit.
Utah Housing programs have specific guidelines, and they can change. The best move is to get pre-approved and confirm your eligibility early.
In general, qualifying buyers should expect requirements like these:
- Be a first-time home buyer (or meet program exceptions)
- Meet income and purchase-price limits
- Hit a minimum credit score with an approved lender
- Complete a homebuyer education course
Don't guess on the details. Call (801) 603-5213 and we'll connect you with a trusted local lender to check the current numbers.
What is it like living in Roy, Utah?
Roy is a friendly Weber County city with affordable living, easy freeway access, shopping, and parks. It sits minutes from Hill Air Force Base, making it popular with military families and commuters.
Roy gives you a lot of value for your money. It's a settled, family-friendly community with schools, parks, and everyday shopping close by.
The location is a big draw. You get quick access to I-15, the FrontRunner train, and a short drive to Ogden, Layton, and Salt Lake City.
Explore more nearby options through our Weber County communities hub when you're comparing areas.
Is The Hazel in Roy a good fit for Hill AFB military families?
Yes. Roy sits just minutes from Hill Air Force Base, so The Hazel offers a short commute. Military buyers can also pair VA loan benefits with first-time buyer programs for a strong purchase strategy.
If you're PCSing to Hill Air Force Base, Roy puts you close to the gate without the higher prices of some neighboring cities.
Military buyers have powerful tools. According to the VA, eligible service members can buy with no down payment and no private mortgage insurance through a VA-backed loan.
We specialize in military moves. Start with our PCS relocation guide for Hill AFB, and learn more about the base at the official Hill AFB website.
How much does the $20,000 grant really help your budget?
A $20,000 grant can cover most or all of a typical first-time buyer's down payment and closing costs on a new Roy townhome, letting you buy years sooner than saving alone.
Saving $20,000 on your own can take years. This grant can erase a huge chunk of your upfront costs in one step.
Here's a simple look at how the grant changes your out-of-pocket picture on a new build like The Hazel:
| Cost | Without Grant | With $20K Grant |
|---|---|---|
| Down payment + closing (estimate) | You pay in full | Largely covered |
| Time to save up | Often several years | Buy much sooner |
| Cash needed at closing | Higher | Significantly lower |
Exact figures depend on the home price and your loan. We'll run real numbers with you.
How do you buy a new build at The Hazel in Roy?
Get pre-approved with an approved lender, confirm your grant eligibility, tour available townhomes at The Hazel, and write an offer. We guide first-time buyers through every step at no cost to you.
The path is simpler than you think when you have the right agent. Here's how we'll move you in:
- Get pre-approved and confirm grant eligibility
- Tour available townhomes at The Hazel in Roy
- Review pricing, finishes, and timelines
- Write your offer and lock in your $20,000 grant
- Close and get your keys
New community homes can sell quickly. Browse what's available now on our MLS listings search and reach out early.
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Your Commute to Hill AFB from theHAZEL
theHAZEL in Roy sits just minutes from Hill AFB. Most gates are a 10-15 minute drive, making this townhome community one of the easiest base commutes in Northern Utah.
If you work at Hill Air Force Base, location is everything. Roy borders the base, so your daily drive stays short. From theHAZEL, the West Gate is usually 10 to 15 minutes depending on shift traffic. That means more time at home and less time in the car.
Roy also gives you quick freeway access. I-15 is a few minutes away, so trips to Ogden, Layton, or Salt Lake stay simple. The FrontRunner commuter train at Roy Station is another option if you'd rather skip the drive south.
- Hill AFB West Gate: about 10-15 minutes
- Downtown Ogden: roughly 15 minutes
- Layton shopping & dining: 10-15 minutes
For military families moving in on orders, this short commute is a big deal. Learn more about settling in with our PCS relocation guide for Hill AFB, or check base details at hill.af.mil.
Stacking a VA Loan With the $20K Grant
Yes, eligible buyers can pair a VA loan's zero-down financing with the $20,000 Utah Housing grant. The grant covers closing costs and prepaids, so you may move in with very little out of pocket.
If you're an active-duty service member or veteran, the VA loan is one of the strongest tools you have. It offers zero down payment and no monthly mortgage insurance. When you add the $20,000 Utah Housing new construction grant on theHAZEL, the savings can be huge.
Here's how the two work together. The VA loan handles the financing with nothing down. The grant can then go toward closing costs, prepaid taxes, and insurance. For some buyers, that combination means walking into a brand-new Cole West townhome with almost nothing out of pocket.
Every situation is different, so always confirm your eligibility and benefit amount. You can review your VA home loan benefits directly at va.gov. Then reach out to me at (801) 603-5213 and I'll connect you with a local lender who knows both VA loans and Utah Housing programs inside and out.
What Closing Costs Look Like on This New Build
On a Roy townhome, closing costs typically run 2-4% of the price. The $20,000 grant can cover most or all of these, including lender fees, title, escrow, and prepaid taxes and insurance.
First-time buyers are often surprised that the down payment isn't the only upfront cost. Closing costs are real, but the good news is the $20,000 grant is built to help.
Here is a simple look at common costs you'll see when buying at theHAZEL:
| Cost | What It Covers |
|---|---|
| Lender fees | Loan origination and processing |
| Title & escrow | Closing and ownership transfer |
| Prepaid taxes | Property taxes set aside upfront |
| Insurance | First year of homeowner's coverage |
Because this is new construction by Cole West, you also skip many surprise repair costs that come with older homes. That keeps your move-in budget cleaner. Want to compare this build against other options nearby? Browse current homes on our listings search and let's talk numbers together.
Resale Value and Long-Term Appreciation in Roy
Roy townhomes hold value well thanks to steady Hill AFB demand and limited new inventory. A brand-new Cole West home at theHAZEL gives you modern features buyers want, supporting strong future resale.
Buying your first home is also an investment, so resale matters. Roy has a built-in advantage: constant demand from Hill AFB. Service members and base contractors are always looking for homes close to work, which keeps buyers lined up when it's time to sell.
A new build from Cole West starts you ahead. You'll have current finishes, efficient systems, and warranty coverage, all things resale buyers pay more for. Townhomes also appeal to a wide crowd, from young professionals to downsizers, which widens your future buyer pool.
Northern Utah has seen healthy long-term appreciation across Weber County, and Roy sits right in that path of growth. To see how Roy fits into the bigger picture, explore our Weber County community guide or the dedicated Roy city page. Buying smart now sets up your next move later.
Your Move-In Timeline at theHAZEL
Plan for about 30-45 days from offer to keys on a move-in-ready home, or longer if you build from the ground up. Locking your grant and loan early keeps the timeline smooth.
One question I hear a lot is how soon you can actually move in. With a new construction community like theHAZEL, the answer depends on which home you choose.
- Move-in-ready unit: If a townhome is already finished, expect roughly 30 to 45 days to close, similar to a resale.
- To-be-built home: If you pick a lot and floor plan, construction can take several months, but you get to choose finishes.
- Lock the grant early: Funding for the $20,000 grant can be limited, so getting pre-approved fast protects your spot.
My advice for first-time buyers is simple. Get pre-approved before you fall in love with a specific unit. That way, when the right home opens up, you're ready to move. Call me at (801) 603-5213 and we'll map out a timeline that fits your lease end date or PCS report date.
Cost of Living and Who Roy Fits Best
Roy offers a lower cost of living than Salt Lake while staying close to jobs and the base. theHAZEL fits first-time buyers, small families, and Hill AFB personnel wanting a low-maintenance, affordable start.
Roy strikes a nice balance. You get a more affordable price point than central Salt Lake County, yet you're still close to major employers, shopping, and the freeway. For a first home, that math works in your favor.
So who is theHAZEL really built for? In my experience, these buyers thrive here:
- First-time buyers stretching a budget who want the $20,000 grant to do heavy lifting
- Hill AFB military and contractors who value a short commute
- Busy professionals who like townhome living with less yard work
Townhomes also mean less outside maintenance, which is perfect if you travel for work or deploy. If you're comparing nearby areas too, take a look at our Davis County guide for towns like Layton and Clearfield. Not sure which area fits? That's exactly what I help first-time buyers sort out every week.
Why work with The DIG Team for a first-time purchase?
The DIG Team at Elevation RE specializes in Northern Utah first-time buyers and military relocations. We know the local builders, the grant programs, and how to get you to closing with confidence.
Buying your first home should feel exciting, not stressful. We make sure you understand every step and never overpay.
Donald I. Gomez is a licensed Northern Utah broker who knows Weber and Davis County inside out. We work with local builders like Cole West and stay current on programs like the $20,000 grant.
Compare nearby areas on our Davis County communities page too, then call (801) 603-5213 to start your plan.
Thinking About a Move? Let's Talk.
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Frequently Asked Questions
Is the $20,000 Utah Housing grant a loan I have to pay back?
Do I have to be a first-time buyer to get the grant for The Hazel?
Where exactly is The Hazel located?
Can military families use a VA loan with this grant?
How fast do new builds at The Hazel sell?
What credit score do I need to qualify?
How do I see homes and get started?
Is theHAZEL by Cole West only for first-time buyers?
Can I use the $20,000 grant for the down payment and closing costs both?
Donald I. Gomez
Donald helps buyers, sellers, and PCSing military families move across Northern Utah — from Ogden to the Wasatch. A longtime Hill AFB-area local, he tours new builds and resale homes every week on his YouTube channel.
