Taylor Utah Home Tour: $699K New Build With a Walkout Basement, ADU Option and Up to 3% Buyer Incentive

Looking for Taylor Utah new construction with room to grow? This $699,000 Scott Lindsay build pairs single-level living with a walkout basement, an ADU option and up to a 3% buyer incentive.

Taylor Utah New Construction: What This Home Offers

This Taylor Utah new construction home is a $699,000 Scott Lindsay Construction build. It has single-level main-floor living, an open kitchen, a mudroom, a walkout basement, an ADU option and up to a 3% buyer incentive.

This home tour covers a brand-new build in Taylor, Utah, listed at $699,000. The builder is Scott Lindsay Construction, and the home is built for people who want easy living now and more room later.

Here is the short version of what stands out:

• True single-level living on the main floor
• An open-concept kitchen at the center of the home
• A mudroom for coats, shoes, backpacks and gear
• A walkout basement with an ADU option
• Up to a 3% buyer incentive from the builder

Watch the video for the full walkthrough. Then use this guide to decide whether this home, or one like it, fits your plans.

How the Up to 3% Buyer Incentive Can Lower Your Payment

At the $699,000 list price, a 3% incentive is about $20,970. Buyers often use builder incentives for a mortgage rate buydown or closing costs, which can lower your monthly payment or the cash you need at closing.

Builder incentives are one of the biggest perks of buying new. On this home, the builder is offering up to 3%. At full list price, that works out to about $20,970.

How you use that money matters. Common options include:

• Rate buydown: pay to lower your interest rate, which reduces your monthly payment.
• Closing costs: cut the cash you bring to the table.
• A mix of both: split the incentive to fit your budget.

Rules depend on your loan type and the builder's terms. VA, FHA and conventional loans each have their own limits on seller and builder concessions. Ask your lender to run side-by-side numbers before you choose.

Single-Level Living on the Main Floor

The main level is set up for true single-level living. You can handle daily life, including cooking, relaxing and coming in from the garage, without climbing stairs.

Single-level living is one of the most requested features in Northern Utah. It works for young families with toddlers, for buyers planning to age in place, and for anyone who simply hates stairs.

In this home, the main floor is designed so your everyday routine stays on one level. The basement then becomes bonus space instead of a must-use floor.

That setup also helps with resale. Main-level living appeals to a wide range of future buyers, from retirees to military families on their next move.

Open-Concept Kitchen and a Real Mudroom

The open-concept kitchen keeps the cook connected to the living area. The mudroom gives your family a dedicated drop zone for shoes, coats and gear, which matters in Utah's snowy winters.

The open-concept kitchen is the heart of the main floor. You can cook, help with homework and talk with guests at the same time.

The mudroom is a small feature that makes a big difference here. Northern Utah winters bring snow, slush and ski gear. Summers bring hiking boots and sports bags.

• Keeps dirt and snow out of your main living space
• Gives every family member a spot for daily gear
• Helps military families organize uniforms, boots and go-bags

Why a Walkout Basement Is a Big Deal

A walkout basement has its own exterior door at ground level. It brings in more natural light, feels less like a basement and can support a separate living space like an ADU.

A walkout basement opens directly to the yard instead of sitting fully underground. That one feature changes how the lower level feels and how you can use it.

Key benefits include:

• More natural light from full-size windows and doors
• A private entrance for guests or a future tenant
• Easier access for moving furniture or outdoor gear
• Stronger resale appeal compared with a standard basement

When you pair a walkout with an ADU option, the lower level becomes a flexible second living space.

The ADU Option: Guests, Family or Rental Income

An ADU, or accessory dwelling unit, is a separate living space within or beside a home. This home's ADU option could house visiting family, a live-in relative or, where allowed, a tenant.

An ADU (accessory dwelling unit) is a self-contained living area. It usually has its own sleeping area, bathroom and kitchen space.

Here is how buyers often use an ADU:

1. Multigenerational living: parents or adult kids nearby, with privacy for everyone.
2. Long visits: family flying in while a service member is deployed.
3. Rental income: help offset your mortgage, where local rules allow.

Rules for renting an ADU vary by jurisdiction. Confirm current zoning, permits and any owner-occupancy rules with Weber County or the city before you count on rental income.

Living in Taylor, Utah

Taylor is a small, mostly residential area in western Weber County near West Haven. It offers newer homes, a quieter feel and easy access to Ogden and the rest of the Wasatch Front.

Taylor sits on the west side of Weber County. Much of the surrounding area has grown quickly with new subdivisions, while still keeping open space and a quieter pace.

Nearby West Haven has added shopping, schools and parks as the area has grown. Ogden's downtown, restaurants and outdoor access are a short drive east.

Many buyers choose this part of the county because they get newer construction and bigger lots than they would find in older, more central neighborhoods.

Buying in Taylor When You PCS to Hill AFB

Taylor works well for Hill AFB families who want new construction, room for visiting family and VA loan flexibility. The builder incentive can also help with closing costs or a lower payment.

If you have orders to Hill Air Force Base, west Weber County is a common search area. You get newer homes and a calmer setting, with a commute to base that many families find manageable. Drive times vary with traffic and the gate you use.

According to the U.S. Department of Veterans Affairs, VA home loans often require no down payment for eligible borrowers. Pairing a VA loan with a builder incentive can stretch your budget further.

The ADU option is also useful for military life. It can host family during a deployment or become a rental if you PCS later, subject to local rules. Read our PCS relocation guide for Hill AFB for timelines and checklists.

New Construction vs. Resale in Weber County

New construction offers builder incentives, modern layouts and lower early maintenance. Resale homes may offer established yards and quicker move-in. Your timeline and budget decide which wins.

Both options can be smart. Here is a quick comparison to help you think it through.

Even on a new build, get your own independent home inspection. It is a small cost compared with the size of the purchase.

Using a VA Loan on This $699K Taylor New Build

Yes, you can use a VA loan here. Eligible veterans and service members with full entitlement can buy this $699,000 home with no down payment, and the builder incentive can help cover closing costs or a rate buydown.

For most Hill AFB families, the VA home loan is the strongest tool you have. If you have full entitlement, there is no down payment and no monthly mortgage insurance, even at a $699,000 price point. That keeps a lot more cash in your pocket during a PCS move.

Here is where the up to 3% buyer incentive gets interesting. On a $699,000 home, 3% is about $20,970. Depending on your lender and the builder's terms, that money can often go toward:

• Your closing costs and prepaid items
• A permanent or temporary interest rate buydown
• The VA funding fee, if you are not exempt

VA rules allow seller concessions of up to 4% of the price, so a 3% incentive usually fits. Veterans with a service-connected disability rating are typically exempt from the funding fee, which can save thousands more. You can review the details on the official VA home loan page.

One tip: get your Certificate of Eligibility and a VA pre-approval before you tour. Builders move faster with buyers who are ready, and you will know exactly how the incentive changes your payment.

Down Payment and Closing Costs for Conventional Buyers

Conventional buyers usually need 3% to 20% down on a $699,000 home, plus about 2% to 3% in closing costs. The builder's up to 3% incentive can offset much of those closing costs.

Not using a VA loan? You still have solid options. Here is a quick look at what your down payment could look like on this $699,000 Taylor home.

Closing costs in Utah often run about 2% to 3% of the price. That covers lender fees, title insurance, escrow and prepaid taxes and insurance. Good news: Utah has no state real estate transfer tax, which keeps costs lower than in many states.

The builder incentive can make a big dent here. Some buyers use it to wipe out most closing costs. Others put it toward a rate buydown to lower the monthly payment for the life of the loan. The right choice depends on how long you plan to own the home. If you expect to stay five years or more, a permanent buydown often wins. If you may PCS again soon, covering closing costs usually makes more sense. Ask me to run both scenarios side by side.

Schools Serving 2177 S 4520 W in Taylor

This home is in the Weber County School District. Assigned schools are Haven Bay Elementary, Mountain View Junior High and West Field High School, all serving the growing west Weber County area.

School boundaries matter for your day-to-day life and for resale. This home at 2177 S 4520 W falls within the Weber County School District, which serves most of unincorporated western Weber County.

• Elementary: Haven Bay Elementary
• Junior high: Mountain View Junior High
• High school: West Field High School

West Field High is one of the newer high schools in the district. It was built to serve the fast-growing west side, including Taylor, West Haven and nearby areas. Newer schools tend to draw families, which can help support home values over time.

Military families should also know that Utah is part of the Interstate Compact on Educational Opportunity for Military Children. It helps with records, enrollment and graduation requirements when you transfer mid-year. Boundaries can change as new schools open, so always confirm the current assignment with the district before you make an offer. If you are comparing nearby areas, take a look at West Haven and the broader Weber County community guide to see how schools and home prices stack up.

Drive Times From Taylor to Hill AFB, Ogden and Snowbasin

From this Taylor home, Hill AFB's South Gate is about 24 minutes away and Snowbasin Resort is about 39 minutes. Downtown Ogden and I-15 shopping are typically 15 to 20 minutes.

Your commute shapes your whole week, so here is how this location plays out. The home sits in west Weber County, where you trade a slightly longer drive for more land, newer homes and quieter streets.

Times vary with traffic and weather. Winter mornings can add a few minutes, so do a test drive at rush hour before you commit. If your shift starts early, the South Gate route is usually smoother than you might expect from the west side.

Shopping in Roy and Riverdale is close enough for weekly errands, while weekends open up the Ogden Valley, Pineview Reservoir and Snowbasin. For base gate hours and visitor info, check the official Hill AFB website. And if you are still planning your move, our PCS relocation guide for Hill AFB walks through every step.

What to Inspect Before Closing on This New Build

Yes, get an independent inspection on new construction. Focus on the walkout grading and drainage, the unfinished basement framing, the 3-car garage slab, HVAC and the deck attachment before your final walkthrough.

New does not mean perfect. Even great builders like Scott Lindsay Construction work with many subcontractors, and small misses happen. A third-party home inspection costs a few hundred dollars and can save you thousands.

On this home, I would have the inspector look closely at:

• Walkout grading and drainage: Water should slope away from the walkout entrance and foundation.
• Unfinished basement area: Check framing, insulation, rough plumbing and egress if you plan an ADU later.
• Cold storage room: Look for moisture and proper sealing.
• Garage slab and walkout access: Look for cracks or settling in the 3-car extended garage.
• Deck attachment: Confirm the backyard deck is properly flashed and anchored.
• HVAC and water heater: Make sure they are sized for the full home, including future basement space.

Plan for two inspections if you can: one pre-drywall and one before your final walkthrough. Then, about 11 months after closing, do a warranty inspection so any issues get fixed under the builder warranty. I help my buyers schedule all three.

How to Tour and Buy This Home

Start by talking with a lender about the incentive, then schedule a showing with your own agent. Using your own agent on new construction costs you nothing extra in most cases and protects your interests.

Ready to see it in person, or by video tour if you are still out of state? Follow these steps:

1. Get pre-approved and ask your lender to model the 3% incentive.
2. Bring your own agent to the first visit. Builder sales reps represent the builder.
3. Review the contract, incentive terms and timeline carefully.
4. Schedule inspections before drywall if possible, and again at the final walkthrough.

Want to compare options first? Browse live MLS listings in Northern Utah to see what else fits your budget.

Donald I. Gomez

Broker · The DIG Team at Elevation RE · Weber & Davis County

Donald helps buyers, sellers, and PCSing military families move across Northern Utah — from Ogden to the Wasatch. A longtime Hill AFB-area local, he tours new builds and resale homes every week on his YouTube channel.

Full bio → YouTube Call (801) 603-5213