Riverdale Utah New Build With a Finished Basement: $759,900 Fieldstone Home 14 Minutes From Hill AFB

Looking for a Riverdale Utah new build with a finished basement and a short Hill AFB commute? This $759,900 Fieldstone Homes plan delivers space, style and a 14-minute drive to South Gate.

Riverdale Utah New Build at a Glance

This Riverdale Utah new build is a $759,900 Fieldstone Homes plan at 5158 S Century Way with 4+ bedrooms, a fully finished basement, a 3-car garage, a walk-in pantry and a two-story great room.

If you want a home that is ready for real life on day one, this one checks a lot of boxes. It is a brand-new Fieldstone Homes build in Riverdale, Utah, listed at $759,900.

Here is the quick spec sheet from the tour:

• Address: 5158 S Century Way, Riverdale, Utah
• Builder: Fieldstone Homes
• Bedrooms: 4+
• Basement: fully finished
• Garage: 3-car
• Standouts: two-story great room, walk-in pantry, upstairs laundry

The biggest selling point is the combination. You rarely find a finished basement, a 3-car garage and a short base commute in one new home. Most new builds hand you an unfinished basement and a to-do list. This one hands you keys.

Riverdale is also a practical place to land. You are close to I-15 and I-84, so getting to Ogden, Layton or the mountains is simple. If you are comparing homes across two counties, this location gives you a little of everything without a long drive in any direction.

The Custom Kitchen: Gas Range & Black Tile Backsplash

The kitchen is the showpiece of the main level, with a 5-burner gas range, a striking black tile backsplash, a walk-in pantry and an attached dining area that flows into the great room.

The kitchen is where this home earns its price. The 5-burner gas range gives you room to cook a full holiday meal without juggling pans. If you like to cook, gas gives you quick heat control that many cooks prefer.

The black tile backsplash is the design moment. It adds contrast and a modern feel that photographs well and still feels warm in person. It is the kind of detail you would pay extra to add later.

Right off the kitchen is a walk-in pantry. That matters more than most buyers expect. Bulk groceries, small appliances and Costco runs all have a home, so your counters stay clear.

The dining area sits next to the kitchen and opens to the great room. You can cook, talk with guests and keep an eye on the kids all at once.

Before you write an offer, open the cabinets and drawers and check the pantry shelving. Ask which appliances stay with the home so you know exactly what you are getting for the price.

Two-Story Great Room With a Massive Fireplace

The main living space is a soaring two-story great room anchored by a massive fireplace, with a balcony overlook from the upper level that adds light, volume and a custom-home feel.

Walk in and your eyes go straight up. The two-story great room makes the whole main floor feel bigger and brighter than the footprint alone would suggest.

The massive fireplace gives the room a natural focal point. On a snowy Northern Utah evening, this is where everyone ends up.

Above it all is a balcony overlook from the second floor. It connects the upstairs to the main living area, so the home feels open instead of chopped into separate boxes.

One practical tip: tall rooms need a plan for window coverings and ceiling fixtures. Ask what is included and budget for any high-reach treatments you want.

The open layout also makes hosting easy. Guests can gather by the fire while the cook stays part of the conversation from the kitchen, which is exactly how most families live day to day.

Primary Suite, Guest Bedrooms & Upstairs Laundry

Upstairs holds a massive primary suite, the guest bedrooms and a laundry room placed right next to the primary suite, so you never haul baskets up and down the stairs.

The upper level is built for daily routines. The massive primary suite gives you a true retreat away from the main living space.

The guest bedrooms are on the same floor. That is a big plus if you have young kids and want them close at night.

The smart move here is the laundry room location. It sits right next to the primary suite and near the bedrooms, where most of the laundry actually comes from. No more carrying baskets through the house.

When you tour, pay attention to closet sizes in each bedroom. Military families who move often tend to value storage, and it is easy to measure while you are there.

The Fully Finished Basement: Game Days & Playroom

The basement is completely finished, so it is move-in ready for a game-day media room, a large kids' playroom, a home gym or extra guest space without any added construction costs.

This is the feature in the video title for a reason. The basement is completely finished, not a concrete shell waiting for your money.

How you use it is up to you. Popular choices include:

• A game-day media room with a big screen and sectional
• A massive kids' playroom that keeps toys off the main floor
• A home gym or a hobby space
• A guest zone for visiting family

Finishing a basement after closing usually means permits, contractors and months of dust. Getting it done by the builder means you can roll the cost into your loan and enjoy the space from day one.

A finished lower level also gives you flexibility over time. Today it might be a playroom. In a few years it could be a teen hangout, a guest suite for visiting grandparents or a quiet office for remote work.

For families who move every few years, that flexibility is gold. Your next duty station may change your needs, but a finished basement adapts with you, and it is a feature future buyers or renters notice right away.

3-Car Garage & Storage for Utah Life

The 3-car garage gives you room for two vehicles plus a bay for ski gear, bikes, tools or a small trailer, which is a real advantage in snowy Northern Utah.

A 3-car garage is a big deal in Northern Utah. Winter mornings are easier when your car is not buried in snow.

That third bay is where Utah life happens. Think skis and snowboards for Snowbasin, mountain bikes, camping gear, a snowblower or a workbench.

For military families, the garage also works as a staging area during a move. You can stack household goods boxes there while you unpack room by room.

When you tour, look at garage depth and outlet placement. If you drive a full-size truck or plan to add an EV charger, those details are easy to check now and harder to change later.

Price, Value & Incentives

The home is listed at $759,900. Veterans can ask Donald how to maximize VA loan benefits and potentially get cash back at closing; incentives change, so confirm current builder offers before you write an offer.

At $759,900, you are paying for a new build that is already finished top to bottom. When you compare it to a home with an unfinished basement, factor in what finishing would cost you later.

The video highlights one specific opportunity: veterans can ask how to maximize their VA loan benefits and get cash back in their pocket at closing. The exact amount depends on the deal structure, the lender and any seller or builder contributions.

Builder incentives come and go. Before you write an offer, have your agent ask what is available right now and whether it can go toward closing costs, a rate buydown or price.

Call (801) 603-5213 to get a current breakdown for this specific home.

Riverdale Neighborhood & Schools

The home is in the Weber County School District, assigned to Riverdale Elementary, T.H. Bell Junior High and Bonneville High School. Always verify boundaries with the district before you buy.

Riverdale sits in the southern part of Weber County, between Ogden and the Davis County line. It is known for easy freeway access and quick trips to shopping and dining. Learn more on our Riverdale, Utah community guide.

According to the listing details, this home is in the Weber County School District, with these assigned schools:

• Riverdale Elementary
• T.H. Bell Junior High
• Bonneville High School

School boundaries can shift over time, especially as new homes are built. Confirm assignments with the district before you make a final decision. You can compare nearby cities on our Weber County communities hub.

If schools are a top priority, visit during a school day and ask about bus routes, start times and programs. Every family weighs schools differently, and a quick visit can tell you more than any rating site.

Commute to Hill AFB & Drive Times

This Riverdale home is about 14 minutes from Hill Air Force Base South Gate and about 28 minutes from Snowbasin Resort, so you get a short work commute and quick access to the mountains.

The video calls this the ultimate Hill AFB commuter location, and the numbers back it up. You are roughly 14 minutes from the South Gate.

A short commute adds up. Over a three- or four-year assignment, saving time every day gives you hours back for family, PT or the slopes.

Speaking of slopes, Snowbasin Resort is about 28 minutes away. Weekend ski days do not require an all-day drive.

Drive times vary with traffic, weather and shift times. Do a test drive at your actual reporting time before you commit. For base updates and gate information, check the Hill Air Force Base official site.

Living this close also helps on early duty days, recalls or weekend shifts. A quick, predictable drive means less stress and more sleep, which every service member appreciates.

PCSing to Hill AFB? Why This Riverdale Home Fits

For PCS families, this home pairs a 14-minute South Gate commute with move-in-ready space, a finished basement and VA loan potential, which cuts down on projects during an already busy relocation.

A PCS move is stressful enough without a renovation list. This home is new, finished and close to base, which removes three big headaches at once.

Here is why it works for military families:

• Short commute to the South Gate
• Finished basement for kids, guests or a home office
• 3-car garage to stage household goods during the move
• VA loan potential with cash back at closing for eligible veterans

Many PCS buyers shop from out of state. Video tours like this one, plus a local agent who can walk the home for you, make remote buying much easier. Start with our PCS relocation guide for Hill AFB.

Think about resale and rental too. A home near base can be a strong rental if you get orders elsewhere later.

Timing matters on a PCS. If your report date is fixed, tell your agent and lender early so the closing can line up with your arrival and you are not stuck paying for temporary lodging longer than needed.

Financing a Riverdale Utah New Build With a VA Loan

Eligible veterans and service members can often buy this Riverdale Utah new build with a VA loan, which can allow zero down payment and no monthly PMI, subject to lender approval and entitlement.

According to the VA home loan program, VA-backed purchase loans can help eligible buyers buy a home with no down payment in many cases and no private mortgage insurance.

Most VA buyers pay a one-time VA funding fee, which can often be rolled into the loan. Veterans with a service-connected disability rating may be exempt.

Your first step is getting your Certificate of Eligibility (COE) and a pre-approval from a lender who closes VA loans regularly. Not every lender handles VA loans the same way.

Ask Donald how to structure your offer so you maximize VA benefits and get cash back at closing, as mentioned in the video.

Have your COE and pre-approval ready before you tour in person. On a well-finished new build near base, being ready to write a clean offer quickly can make a real difference.

Down Payment & Closing Costs

Your cash to close depends on loan type, any seller or builder credits and prepaid items. VA buyers may need little or no down payment, while conventional buyers typically put down a percentage of the price.

On a $759,900 home, your down payment depends on your loan type. VA buyers may put zero down. Conventional and FHA buyers usually need a percentage of the price.

Closing costs typically include lender fees, title and escrow, prepaid taxes and insurance, and an appraisal. Your lender will give you a Loan Estimate with the real numbers.

Ways to lower your cash to close:

• Negotiate builder or seller credits toward closing costs
• Compare lender offers side by side
• Ask about current builder incentives

Keep some cash in reserve for blinds, a fridge or yard items if they are not included. New homes still have move-in costs.

If you are using a VA loan, ask your lender which costs the seller or builder is allowed to cover. VA rules on concessions can work in your favor, and that is often how buyers end up with money back at closing.

New Build vs. Resale in Riverdale

A new build gives you modern finishes, fewer near-term repairs and builder warranties, while a resale may offer mature landscaping and room to negotiate. This home's finished basement narrows the usual new-build gap.

Here is a simple comparison to help you decide:

For a PCS family, predictable costs matter. A new build lowers the odds of a surprise repair bill in your first years.

The usual knock on new builds is that you still have to finish the basement and add extras. This home already solves the biggest one, which makes the new-build side of the comparison even stronger.

Resale homes still win in some areas, like established trees and the chance to negotiate on a home that has sat on the market. The right choice depends on your budget, timeline and how much work you want to take on.

Resale Value & Long-Term Outlook

Homes near Hill AFB tend to draw steady buyer and renter interest because of the constant flow of military families. Features like a finished basement and 3-car garage also help a home stand out at resale.

When you buy near a major base, you are buying into steady demand. New families arrive on orders every year, and many want to live close to the gate.

Features that help this home hold appeal:

• A finished basement that adds usable living space
• A 3-car garage, which many buyers want
• A two-story great room and updated kitchen finishes
• A short commute to the South Gate

No one can promise future prices. But buying a well-located, well-finished home gives you more options later, whether you sell or rent it out.

If you think you may get orders elsewhere in a few years, run the numbers on renting the home out before you buy. A short commute to base and a finished basement can make a home easier to rent to the next military family.

Keep records of the builder warranty, any upgrades and maintenance. Good records help when it is time to sell or hand the home to a property manager.

Who This Home Fits Best

This home fits Hill AFB families who want a short commute, growing families that need a finished basement, and outdoor lovers who want Snowbasin within about half an hour.

This home is a strong match if you are:

• A Hill AFB service member or civilian who wants a short drive to the South Gate
• A growing family that needs bedrooms upstairs and a playroom downstairs
• A host who loves game days and holiday dinners
• A skier or snowboarder who wants Snowbasin close

It may not be the best fit if you want a large rural lot or a very low price point. In that case, browse live MLS listings across Northern Utah to compare options.

It also suits dual-income households where one partner works on base and the other commutes north to Ogden or south toward Davis County. The central Riverdale location keeps both drives manageable.

If you are still deciding between cities, look at nearby options on the Davis County communities hub as well. Seeing both counties side by side helps you decide faster.

Move-In Timeline & What to Inspect

A typical new-build purchase runs from pre-approval to offer, inspection, appraisal and closing. Even on new construction, hire an independent inspector to check grading, HVAC, plumbing, electrical and finish work.

Here is a simple buyer timeline:

1. Get pre-approved and pull your VA COE if you are eligible
2. Tour in person or by live video
3. Write an offer and ask about incentives
4. Inspect the home
5. Appraisal and final loan approval
6. Final walkthrough and closing

Yes, inspect a new build. Builders are busy, and small misses happen. Have your inspector look at:

• Grading and drainage away from the foundation
• Furnace, water heater and gas range hookups
• Basement finish work, egress windows and moisture
• Fireplace operation and venting
• Upstairs laundry drain pan and water lines

Make a punch list and confirm how the builder warranty handles items found after closing.

Buying from out of state? Your agent can attend the inspection, take video of each item and walk you through the report by phone. Many PCS buyers close on a home they first toured on a screen, and it works well with the right team on the ground.

Donald I. Gomez

Broker · The DIG Team at Elevation RE · Weber & Davis County

Donald helps buyers, sellers, and PCSing military families move across Northern Utah — from Ogden to the Wasatch. A longtime Hill AFB-area local, he tours new builds and resale homes every week on his YouTube channel.

Full bio → YouTube Call (801) 603-5213